"When ONE Door Closes, Another One Opens"
We Help Homeowners Avoid Foreclosure-Fast, Fairly, And With Respect
If you're facing foreclosure, you're not alone—and you still have options. We've helped homeowners through all kinds of tough situations, from liens and costly repairs to problem tenants and time-sensitive sales. We know how to navigate the process with clarity, care, and speed—often offering flexible timelines or support with your next move. No agents. No commissions. Just honest, respectful help when you need it most.
Rob Fenwick
WE WORK FOR YOU!
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CALL US! 954-274-7805
Your Questions, Answered
What is pre foreclosure?
Pre-foreclosure begins when a homeowner has fallen behind on mortgage payments—often by a few months. At this stage, the lender may issue a formal Notice of Default, which is the first step toward initiating a foreclosure process. While it’s a serious situation, it’s not too late to take control. The sooner you act, the more options you have—and Horizon is here to help you explore them.
How much time do I have?
Timelines can vary depending on your lender and your state’s laws—but in every case, acting sooner gives you more control. The earlier you explore your options, the more likely it is that a positive outcome can be reached. Waiting too long can limit those options and make resolution more difficult. If you’ve received a notice or demand letter, now is the time to act—and Horizon is ready to help.
What can you do for me if I've received a demand from my lender?
If you've received a demand letter, time is of the essence—but you're not out of options. Horizon can step in quickly with a fair cash offer, often avoiding commissions, delays, or added stress. In some cases, we can also work directly with your lender to pause or prevent the foreclosure process, helping you find a respectful way forward and a clean financial exit.
Can I stay in my home after selling it to you?
In some situations, we may be able to offer a short-term leaseback arrangement, allowing you to stay in the home temporarily after the sale. If that’s not an option, we can often help with the transition—whether that means providing assistance with moving or a cash payment to help with relocation. Our goal is to make the process as smooth and respectful as possible.
Will this hurt my credit?
Missing mortgage payments will likely already have affected your credit, as lenders typically report them to credit bureaus. However, avoiding a full foreclosure can significantly reduce the long-term damage. While late payments matter, a completed foreclosure can have a much deeper and longer-lasting impact. Taking action early—such as selling before the process is complete—can help protect your financial future.
How fast can you close?
In the right situation, we can close in as little as 7 days. Also note that there are no closing costs or agent commissions.
What if I have liens, bad tenants, or major repairs?
We've handled all of it before. Liens, repairs, and tenant issues don't scare us. We'll work with what's there - and we won't ask you to fix a thing.
How do I know you're legitimate?
Reaching out to us doesn’t lock you into anything. We’re here to answer your questions, help you understand your options, and give you space to decide what’s best for you. Whether you choose to work with us or not, the conversation is free—and completely confidential.
Questions You Might Be Afraid to Ask
You might be asking yourself things like, “Am I a failure for losing my home?” or “What will people think?” or even “Will I have anywhere to go?” These are real, painful questions—and you're not the only one asking them. The truth is, this situation doesn’t define you. There are solutions, and there is a path—no pressure, no judgment.
Hi, my name is Rob Fenwick. My team and I help homeowners find fast, respectable solutions during tough times - especially when facing foreclosure. We know how overwhelming it feels when the bills pile up and options seem to disappear. That's why we focus on offering straightforward, no-nonsense, pressure-free help.
We’re not agents or big banks. We’re real people who’ve helped many families avoid foreclosure, protect their credit, and move forward with dignity. Sometimes that means buying your home for cash—sometimes it means just helping you understand your options.
Personally, I’ve spent the past 20 years buying and selling properties—mostly here in Florida, but also across the country and internationally. That experience has taught me how to navigate complex situations with speed, clarity, and respect.
If you’re facing a tough decision and just want to talk through your options, I’m here. No pressure. Just an honest conversation—one homeowner to another. - Rob
About Us
Horizon Property Solutions
Solutions, Not Pressure
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Our founding principle is to inform homeowners with the dignity they deserve, with the goal of consistently exceeding expectations.